Financing Solutions for Vacation Rental Owners & Investors

The right financing can unlock new possibilities—whether you’re purchasing your first short-term rental, scaling your portfolio, or unlocking equity from a high-performing property. At RedAwning, we connect property owners with financing solutions tailored specifically to the short-term rental space.

Why STR Financing Is Different

Short-term rental properties don’t fit the mold of traditional real estate loans. That’s why vacation rental investors need financing options built around property income potential, booking performance, and asset value—not just W2 income or primary residence rules.

Common financing options include:

DSCR (Debt Service Coverage Ratio) Loans
Approval based on the projected rental income of the property
Bridge Loans
Short-term capital for fast closings or property rehabs
Cash-Out Refinancing
Unlock the equity in your existing rental properties
New Purchase Loans
Designed for vacation homes or short-term rental investments
Foreign National Loans
Accessible solutions for non-U.S. investors with no U.S. credit

Financing Tailored for Short-Term Rentals

Whether you’re purchasing, renovating, or refinancing, our lending partners offer investor-focused benefits like:

Income-based qualification from vacation rental performance
Flexible property types (single-family homes, condos, multi-unit)
Fast closings and minimal documentation
Loan options for U.S. and international investors
Competitive rates and terms that align with your rental strategy